Independent Texas homeowner public recordPrimary sources • Statewide data • Updated automatically
Rights library

Start with the right rule, not a generic article.

Each guide identifies the relevant authority, official source and limits of the site's answer. The goal is precise routing rather than pretending every homeowner dispute has a simple state-agency solution.

My HOA won't provide records

Texas does not have a general state agency that regulates property owners' associations. Start with the association's governing documents and Texas Property Code Chapter 209. TREC maintains the statewide HOA management-certificate database but does not regulate HOAs.

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My insurance claim was denied or delayed

The Texas Department of Insurance regulates insurers, agents, adjusters, and other TDI-licensed entities. TDI can help with complaints and explain insurance rules, but private coverage disputes can still require contractual or legal remedies.

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I have a problem with an electrician or HVAC contractor

Electricians and air-conditioning/refrigeration contractors are among the occupations licensed by the Texas Department of Licensing and Regulation. Check license status and TDLR enforcement resources before deciding what to do next.

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I have a problem with a plumber

Plumbing licenses are handled by the Texas State Board of Plumbing Examiners. License and complaint procedures are separate from any private claim for damages.

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I have a complaint about a real estate agent or broker

The Texas Real Estate Commission regulates Texas real estate brokers, sales agents, inspectors, and several related license types. TREC has complaint and license-search procedures.

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I have a complaint about a title company

Title insurance companies and agents are regulated through the Texas Department of Insurance. TREC directs title-company complaints to TDI rather than treating them as real-estate-license complaints.

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My property appraisal is too high

Property appraisal protests begin with your county appraisal district and appraisal review board. The Texas Comptroller publishes statewide guidance, forms, deadlines, and explanations of the protest process.

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A contractor says they will put a lien on my home

Texas mechanic's-lien rights are governed primarily by Property Code Chapter 53. Filing, notice, homestead, retainage, and deadline rules can differ based on who contracted with whom and the type of project.

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My roofer took a deposit and disappeared

Texas does not use TDLR as a general statewide roofing-contractor licensing authority. Contract, fraud, local permitting, insurance, and court remedies can be more relevant depending on what happened.

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My homebuilder won't fix a defect

TREC states that it does not regulate builders. Builder disputes may involve warranty terms, local building-code enforcement, contracts, statutory consumer protections, arbitration clauses, and private legal remedies.

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