Independent Texas homeowner public recordPrimary sources • Statewide data • Updated automatically
Homeowners of Texas
Texas homeowner public record

The public record for Texas homeowners.

Rights, regulators, insurance data, HOA records, contractor licensing and Texas homeowner law — organized as one independent statewide record.

No signup. We route you to the relevant Texas authority, law or public record.
My HOA won't provide recordsMy insurance claim was denied or delayedI have a problem with an electrician or HVAC contractorI have a problem with a plumberI have a complaint about a real estate agent or brokerI have a complaint about a title company
Start with the problem

Something happened with your house. Now what?

Texas homeowner issues are fragmented across state agencies, counties, statutes and private remedies. This site is the routing layer.

01

Who handles this?

Describe a dispute or problem and identify the likely agency, authority, law and official source.

Open issue resolver →
02

Check official records

Start with state license datasets, enforcement sources, HOA management certificates and insurance complaint data.

Check records →
03

See what changed

Track homeowner-relevant Texas legislation and automatically refreshed market data.

Track laws →
Texas insurance observatory

Home insurance is now a homeowner data story.

TDI’s public market data makes statewide costs, policies, losses and rate trends measurable instead of anecdotal.

2025 preliminary average premium
$3,506

Texas homeowners average annual premium, based on the Texas Statistical Plan for Residential Risks.

Explore insurance data →
Since 2019
+79%

Change in statewide average annual homeowners premium from 2019 to the 2025 preliminary figure.

Derived from TDI published annual premium series.
Reference layer

Built to be cited.

Every major dataset gets source provenance, a stable URL, machine-readable JSON, methodology and copyable citation text.

JSONMachine-readable snapshots
CSV nextDownloadable research tables
Primary sourcesAgency attribution on every metric
Last checkedFreshness visible to people and AI

Additional property and local homeowner intelligence: Texas Home Intelligence.

Explore

Four databases, one homeowner view.

Insurance

Premiums, policies, rate trends and complaint records.

Open observatory →

HOA records

Search Texas management certificates and understand who actually regulates what.

Search HOAs →

Contractors

License data, regulator routing and enforcement-source links.

Check contractor records →

Homeowner laws

Filtered legislative activity plus plain-English context tied to official sources.

Open law tracker →

Rights library

Mechanic's liens, property taxes, builders, warranties, storm claims and more.

Browse rights →

Research desk

Charts, data notes, methodology and citation tools for journalists and researchers.

Open research desk →